Answer a few questions. See coverage gaps, plan options, and next steps in minutes.
Comprehensive protection planning across all major insurance categories
Protect your family's financial future
Medical expense protection analysis
Income protection if you can't work
Coverage for extended care needs
Retirement income strategies
Coverage for business owners
Simple steps to understand your insurance needs and tax optimization opportunities
Tell us about your family, income, and current coverage in a secure form
Our system calculates your coverage gaps and identifies opportunities
See personalized recommendations with tax-aware strategies
Understanding how insurance fits into your overall tax picture can help you make smarter decisions about coverage types, contribution strategies, and long-term planning.
Pre-tax vs. post-tax savings comparison
Employer benefit optimization strategies
Estate planning considerations
Educational purposes only. Consult a tax professional.
Income
$120,000
Tax Strategy
Optimized
Insurance
Protected
Family Protection
$800K Coverage
Real-world examples of how our assessment helps different life stages
Young Family, 2 kids
Ages 32 & 34, combined income $120K, mortgage $350K. Needed to understand life insurance and disability coverage while managing student loans.
$800K
Coverage Gap
$180/mo
Recommended Premium
Mid-career Professional
Age 42, single, income $95K, no dependents. Focused on disability insurance and long-term care planning with tax-advantaged strategies.
$450K
Coverage Needed
$125/mo
Estimated Cost
Business Owner
Age 54, married, business value $2M. Needed estate planning, key person insurance, and tax-efficient wealth transfer strategies.
$3.5M
Total Protection
Custom
Business Plan
Your data is encrypted at rest and in transit using industry-standard protocols
We never sell your data. You control what you share and can delete anytime
Following enterprise-grade security practices and compliance standards
Clear disclaimers and guidance to help you make informed decisions
This tool provides educational guidance only. Not financial, tax, or legal advice. Always consult licensed professionals.
Start free, upgrade when you need more features
Perfect for getting started
For ongoing planning
For professionals
Yes. We use bank-level encryption for all data at rest and in transit. Your information is never sold to third parties, and you can delete your data at any time.
No. The free plan requires no credit card. You can complete a full assessment and generate a report without any payment information.
Yes. You can download your report as a PDF and share it with anyone. Pro users can also generate shareable links.
No. This tool provides educational guidance to help you understand insurance needs. It is not financial, tax, or legal advice. Always consult licensed professionals for personalized recommendations.
Our assessment works for all 50 US states. However, insurance regulations vary by state, so we provide general guidance and recommend consulting local advisors.
Yes. All users can download reports as PDF. Pro users get enhanced formatting and the ability to save multiple versions.
Our calculations use industry-standard formulas and actuarial data. However, actual insurance needs vary based on individual circumstances. Use our results as a starting point for discussions with professionals.
You can book a consultation with licensed advisors through our platform. We partner with vetted professionals who can provide personalized guidance.